Expertly overseeing your risk.

A common misconception of 401(k) Plan Sponsors is that their service providers are managing their fiduciary duties or acting as a co-fiduciary to the plan. 401kActiveWatch was created to help employers recognize and understand their duty as the Named Fiduciary.

Common Pressures for Plan Sponsors

Our Solutions For Employers

Watch a Message About Our Mission

Where Business Excellence and
Retirement Plan Services Meet.

Common Issues that Plan Sponsors Experience

Risk Through Fiduciary Exposure

From plan fees to investment advice, plan sponsors are often exposed to fiduciary risk. Learn how we can come alongside you as either a 3(21) or 3(38) fiduciary.

Verifying Plan Expenses are Reasonable

Fee benchmarking studies provided by current service providers can be unreliable. As a plan sponsr, there is tremenous pressure in maintaining reasonable plan fees. Learn how we can help aid this process by providing market varification through the use of live bids.

Plan Design Re-Evaluation

Your labor requirements are changing, as do the labor markets. Getting the most out of your 401(k) plan means the plan design needs to be flexible and able to adapt. Leanr how our specialists can help you tailor your plan through evaluation and optimization.

Improving Retirement Outcomes

Having a plan in place is just the start. Often the struggle that follows is making sure it has a proper level of impact on your participants. Learn how we can help improve impact through the use of Active Account Management, Individual Meetings, and Investment Advice.

Side by Side Support

401kActiveWatch was created to help individuals with their 401(k) accounts. We soon began to hear from employers and their advisors about their concerns for their 401(k) plans. To address their needs, we put together a team of consultants and advisors to provide comprehensive solutions. Our mission is to walk side by side with you in whatever capacity best-fits you, and to deliver the kind of support that will take your retirement plan to the next level.

Investment Advice | Strategic Investment Models | Plan Design Optimization

Our Focus

We specialize in optimizing Small Business Retirement Plans with less than 80 employees. The small retirement plan market has been habitually overprice and underserved. The needs of participants in these small plans are often overlooked and receive minimal education and guidance.

This site highlights the services we provide to fulfill the specific needs of small employers and their plan participants. If you are looking for ways to improve your plan and retirement outcomes for your employees, we encourage you to reach out to us.

Our Top Solutions

These services represent our cornerstone solutions for small businesses. We want to help you start or maintain a 401(k) plan that is cost effective, yields a high level of value to your participants, and has investment solutions that your organization can be proud to provide.

3(38) Fiduciary Investment Manager

Assistance with the governance of the plan responsibilities

Assistance with plan committee meetings

Assistance with vendor management

Employee education and investment advice

A conversation could be the difference.

Don’t have a plan yet?

Our team can lead you through the process.

Our Retirement Plan Consultants will guide you through the process. We have a simple step by step process that will provide you with a proposal for your organization, walk you through the appropriate forms, and generate plan documents for a quick and effortless plan setup.

Speak to a plan consultant